CCPA Title III,
enforced automatically.
Priority-order enforcement, disposable-income cap calculation, per-period collections audit, OCSE federal child support, state creditor formats, and SFTP delivery — straight from the payroll run.
Garnishment Priority Order
CCPA Title III + state overrides
Federal first. State next. Math always.
Child support → tax levy → bankruptcy → student loan → creditor. Statutory order baked in. State variances surfaced where they exist.
- Statutory priority order out of the box
- State override registry
- Multiple orders of same type handled by rank
- Effective dates and termination triggers
- Order amendment workflow with audit
- Court order document attachment
Garnishment Priority Order
CCPA Title III + state overrides
Disposable income cap, computed every period.
Disposable income = gross minus statutory deductions. Cap applies based on garnishment type and dependent status. Lower-priority orders are auto-reduced if combined withholding exceeds the cap.
- 25% / 50% / 60% / 65% caps by type
- Dependent count adjustments
- Disposable income calculator unit-tested
- Cap-shaved orders flagged in audit
- State-specific cap overrides
- Pay-period and YTD reporting
CCPA Title III · Disposable Income Cap
Per-period proof. Per-order ledger.
Every period shows what was collected, against what cap, and against which order. Balances tick down. Closed orders fire notifications. Audit-friendly.
- Per-period collections summary
- Per-order ledger with running balance
- Auto-stop on balance satisfied
- Creditor closure notification
- Reconciliation against remittance
- Full audit log with operator and timestamp
Per-Period Collections Audit
Right file. Right agency. Right channel.
OCSE for federal child support, IRS Pub 1494 for tax levies, state creditor formats, Chapter 13 trustee remittance. SFTP, portal, EFTPS, ACH, cheque — whichever the agency demands.
- OCSE federal child-support CSV
- IRS Pub 1494 levy remittance
- State-specific creditor formats
- Chapter 13 trustee remittance
- SFTP / EFTPS / portal / ACH delivery
- Delivery receipt + retry workflow
Remittance Formats
Right file, right agency, right channel.
Garnishment, answered.
Take the legal risk out of payroll.
See priority enforcement, CCPA cap, and remittance delivery in one walkthrough.